April is Financial Literacy Month—a time to take control of your financial future by building knowledge and making smarter money moves. Whether you’re just starting out with a checking account, growing your savings, or planning for retirement, Stone Bank offers a suite of financial products to help you reach every milestone with confidence.
Financial Literacy: The Key to a Secure Future
Financial literacy means understanding how to manage, invest, and save your money effectively. The six core components of financial literacy—earning, spending, saving, investing, borrowing, and protecting—are crucial for long-term financial success. No matter where you are in your financial journey, there’s always an opportunity to learn and improve.
Start Strong with Granite Free Checking
A solid financial foundation starts with the right checking account. Stone Bank’s Granite Free Checking is perfect for individuals and families looking for a hassle-free way to manage their finances.
- $100 minimum to open
- No monthly maintenance fees
- Unlimited check writing
- Free e-statements
Granite Free Checking makes everyday banking simple, so you can focus on building your financial future without unnecessary fees.
Save Smarter with Fortress Savings
Savings are essential for financial stability and long-term security. With Fortress Savings, you can grow your money while maintaining easy access to your funds.
- 4.00% APY
- No minimum opening deposit
- Interest compounded quarterly
- Convenient online and mobile banking
Whether you’re saving for an emergency fund, a down payment, or a dream vacation, Fortress Savings gives you the flexibility and security you need.
Plan for the Future with a Stone Bank IRA
Retirement may seem far off, but the sooner you start planning, the more you can take advantage of tax-advantaged savings. Stone Bank offers both Traditional and Roth IRAs to help you reach your retirement goals.
- Traditional IRA: Tax-deductible contributions*, tax-deferred growth, and required minimum distributions starting at age 73.
- Roth IRA: Tax-free withdrawals in retirement*, with no required minimum distributions.
(*Consult a tax professional for details on eligibility and benefits.)
Take the Next Step in Your Financial Journey
Financial Literacy Month is the perfect time to assess your financial situation and set goals for the future. Whether you’re opening your first checking account, boosting your savings, or planning for retirement, Stone Bank has the right products to support you at every stage.
This information is for general educational purposes only and not to be used for tax or legal purposes. Stone Bank and its representatives do not provide tax or legal advice. Stone Bank’s website may contain links to websites of other organizations that are no longer protected by our privacy policy or security practices.