Small Business Administration - Stone Bank
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Stone Bank is a Preferred Lender with the SBA.

If you’re looking for the best SBA loan experience, partner with an approved Preferred Lender. With less paperwork and quicker turnaround, our SBA loan experts will help you navigate the application process.

Stone Bank SBA Loans

SBA Loan Programs

Every small business has financial needs, and those needs change from business to business. The SBA has created a variety of loan programs to better meet the diverse needs of small business owners. Stone Bank is approved to offer SBA loan products under SBA’s Preferred Lender and Express Loan programs. Our Boulder Bankers are here to sit down with you and navigate through each loan program to find the right choice for you.

SBA 7(a)

$150,000 - $5 Million

Allowing businesses to borrow up to $5 million to finance construction, purchase real estate or other assets such as equipment.

SBA 504

Up to $15 Million

The SBA 504 loan was created for business owners who want to purchase assets such as equipment or are interested in construction loans and real estate.

SBA Express

$150,000 - $350,000

SBA Express loan funds may be used for working capital, equipment and inventory, business expansion, and purchase of assets.

Let's Talk Small Business Success

Be Prepared.

As with many loans, there is a fair amount of paperwork involved in applying for an SBA loan, and it can take up to a few months to complete. Having all the relevant documents prepared ahead of time can shorten the process. Many of these documents you may already have. Below is a list of documents that are commonly required when applying for an SBA loan.

✓ Business Plan
✓ Profit and Loss Statement Balance Sheet
✓ Financial Projections
✓ Ownership and Affiliations
✓ Business Certificates and Licenses
✓ Loan Application History

✓ Income Tax Returns (both personal and business)
✓ Resumes
✓ Business Overview and History
✓ Copy of Your Business Lease (if you lease property)
✓ Bank Statements
✓ Schedule of Business Debt

The Application Process

ASSESSMENT

We begin by assessing your credit profile, calculating the amount and use of the proposed loan money, and gathering all the necessary documents.

APPLICATION

The SBA Loan Application will require additional forms that will allow your lender to assist you in applying for the loan program that suits you.

PROCESSING

If the application is deemed viable, a term sheet will be issued and the underwriting process can begin. The request will be subject to bank approval.

Loans subject to credit approval and other program requirements. Other terms and conditions may apply. Call (833) 253-2265.

RELOCATION NOTICE

Effective December 31, 2024 all Stone Bank operations in the Little Rock market will be relocated to our new branch office and headquarters building at 12615 Chenal Parkway. This includes all consumer and commercial banking functions, including commercial lending and the interactive ATM adjacent to our current Little Rock location at 900 South Shackleford. The Shackleford location will close on December 31, 2024.

All Little Rock personnel phone numbers and e-mail addresses, as well as your access to our mobile banking app and website will remain the same.

We appreciate your continued business with Stone Bank.

If you have any questions about our relocation to our new Chenal address, or the closure of the Shackleford branch, please feel free to call our Little Rock team at (501) 503-4242.

Thank you.